The majority of people in the US take Social Security at age 62. For most this is not the best decision. You need to factor in longevity.
Your health, your parents, grandparents. If you are working and collecting Social Security prior to becoming full retirement age, you will incur a penalty that can be severe. If you delay taking Social Security beyond the full retirement age, you will earn an 8% credit for every year of delay. Developing a strategy for Social Security can result in hundreds of thousands of dollars in benefits. Understanding provision income and the taxation of Social Security benefits is important and complicated. I conduct regular seminars regarding Social Security strategies and other retirement topics.